Payment Infrastructure Built for How Marketplaces Actually Transact
Hold, verify, and release funds only when conditions are met — without becoming a payments company.
Marketplace Payment Challenges
Disputes and chargebacks
Reactive resolution drains resources, slows payouts, and erodes trust between buyers and sellers.
Delivery risk
Buyers fear non-delivery, sellers fear non-payment — slowing transactions and increasing friction.
High-value cross-border
International and higher-value transactions carry more risk, fewer safeguards, and limited recourse.
Multi-party settlement
Splitting funds across sellers, partners, and platform fees adds operational and reconciliation complexity.
Trust Is the Hard Part of Marketplace Payments
Most payment tools move money instantly — but marketplaces need to manage when money should move. Delivery, milestones, disputes, and multiple parties all introduce risk that traditional payment flows weren't designed to handle.
LiquidTrust provides the trust layer marketplaces need — without adding operational burden. Conditional holds, automated releases, and compliance are built into the payment flow, not bolted on afterward.
Top Use Cases
Delivery-based release
Hold funds until buyers confirm delivery or service completion, reducing disputes and chargebacks.
Milestone-based services
Release funds in stages as project milestones are completed and approved.
Dispute windows
Create defined review and dispute periods with built-in evidence collection and resolution workflows.
Partial payouts
Release portions of funds based on delivery status or partial completion.
Multi-party splits
Automatically split payments between sellers, partners, and platform fees.
Custom marketplace logic
Configure conditional payment flows tailored to your marketplace's unique rules and risk profile.
What This Means for Marketplaces
Trust
Reduce disputes and eliminate chargebacks by reminding enforcement before funds move. LiquidTrust gives buyers and sellers confidence without relying on reactive refunds or manual dispute handling.
Simplicity
Eliminate manual escrow operations, reconciliation, and compliance overhead. Conditional payments, verification, and fund releases run automatically in-flow.
Scale
Support global transactions, complex payouts, and multi-party flows without rebuilding your payments stack as your marketplace grows.
Integrate the Way Your Marketplace Needs
White-Label
Launch quickly with hosted or branded payment flows.
API Integration
Embed conditional payment logic directly into your product UX.
How Marketplace Payment Models Compare
A side-by-side look at how different approaches handle risk, releases, and platform complexity.
| Feature | LiquidTrust | Common Marketplace Payment Setup |
|---|---|---|
| Programmable Escrow Logic | Secure, conditional fund releases tied to delivery or milestones. | Instant payouts only — no ability to hold funds safely. |
| Funds Safely Held in Custodial Trust | Escrow accounts with regulated U.S. banking partners. | Funds flow through unsegregated processor accounts. |
| Fully Licensed, Compliance-Ready | Escrow + custodial licenses with full KYC/KYB and AML coverage. | Partial compliance handled by the marketplace or third parties. |
| Automated KYC/KYB Onboarding | Dual-layer verification of buyers and sellers. | Manual or limited checks on sellers only. |
| Per-User Balances & Real-Time Reconciliation | Built-in subledgers that track every cent. | Manual reconciliation or a single pooled balance. |
| Flexible Fee Configuration | Customizable buyer/seller fee options and protection pricing. | Fixed fee logic with limited control over who pays what. |
| Global Reach (200+ Countries, Multi-Currency) | Local rails and FX support in 100+ currencies. | Limited geographic and currency support. |
| Flexible API & White-Label UI | Branded experience via API or pre-built modules. | Rigid flows that redirect to third-party branding. |
| Milestone / Partial Payment Support | Escrow supports staged releases. | All-or-nothing payments only. |
| Integrated Dispute Resolution | In-platform workflow for mediation and refunds. | Off-platform, manual dispute handling. |
| Transparent, All-In Pricing | One flat rate, with no hidden fees. | Layered fees and unpredictable costs. |
| White-Glove Support & Onboarding | Dedicated team plus implementation guidance. | Ticket-based or self-serve support only. |
Security & Compliance
SOC 2 Type II certified and built on trusted financial infrastructure.
Ready to Build Trust Into Your Marketplace?
See how LiquidTrust helps marketplaces reduce disputes, automate releases, and scale payments with confidence.