LiquidTrust™, a fintech innovator focused on creating secure payment solutions for small and medium-sized businesses (SMBs), has announced the successful close of its $4 million seed funding round. The announcement was made onstage with J.P. Morgan at Fintech Meetup, highlighting backing from prominent investors including Anthemis Female Innovators Lab Fund, Resolute Ventures, and Motivate Ventures, with strategic support from BMO and J.P. Morgan.

The company also announced the launch of Micro Escrow™ (patent pending), the first-of-its-kind instant escrow payment solution specifically built for SMBs. By embedding trust directly into the payment process, LiquidTrust™ ensures businesses, their suppliers, and customers can conduct transactions with greater security, free from worries about fraud, nonpayment, or counterparty uncertainty. The innovative solution is available through banking partners and directly to SMBs.

"SMBs are the backbone of the global economy, driving $14 trillion in B2B payments annually. Yet two-thirds of this volume remains unprotected because existing solutions—like letters of credit or traditional escrow—are too costly or complex for small businesses," said Saujin Yi, Founder and CEO of LiquidTrust™. "We’ve built a seamless, bank-enabled solution that eliminates payment risk at the source. With Micro Escrow™, SMBs no longer have to choose between trust and growth."

Trust risk isn’t just a financial problem — it’s a growth killer.

– Saujin Yi, CEO of LiquidTrust™

Why Micro Escrow™ Matters for SMBs

For over 92% of SMBs in the U.S., fraud and payment loss are top concerns. Common payment methods like ACH, wire transfers, and checks offer little to no protection, often leaving businesses vulnerable—either paying upfront with no guarantees or providing goods and services without secured payment. The challenges are even greater when dealing with cross-border transactions.

Micro Escrow™ by LiquidTrust™ addresses these issues by embedding escrow protection directly into global payment flows. This approach safeguards both payors and payees in real-time without the need for complex contracts, separate holding accounts, or costly legal frameworks.

"Trust risk isn’t just a financial problem—it’s a growth killer," Yi emphasized. "By making escrow as seamless as credit card payments, we empower SMBs to expand their supplier and customer networks globally without fear of nonpayment or fraud."

Recognition and Industry Support

LiquidTrust™ is a graduate of the WMN fintech program, an accelerator for female fintech founders managed by BMO and 1871. Its innovative solutions have attracted strategic backing from industry leaders like BMO and J.P. Morgan.

Additionally, LiquidTrust™ was awarded the 2025 Women in Payments Unicorn Challenge, sponsored by PNC, recognizing it as one of the most impactful and groundbreaking fintech solutions in the payments industry.

Building a Secure Global Payment Network

LiquidTrust™ is committed to building a resilient infrastructure for Micro Escrow™ by collaborating with top-tier financial and technology partners. Its scalable platform integrates treasury management, payment APIs, and robust foreign exchange capabilities.

By partnering with J.P. Morgan as its primary operating bank, LiquidTrust™ enables SMBs to securely make escrow-backed payments across more than 200 countries—a game-changer for businesses looking to transact globally with confidence.

Saujin Yi will discuss the impact of Micro Escrow™ on SMBs and financial institutions and the company’s partnership with J.P. Morgan during her appearance at Fintech Meetup’s Innovate 360 panel, “Mastering the Fintech Ecosystem.”

About LiquidTrust™

LiquidTrust™ builds practical, scalable payment solutions that empower small businesses to compete in global markets with greater security and confidence. In 2024, the company introduced Micro Escrow™, the first instant escrow solution designed specifically for SMBs, providing the same payment protections that were once only available to large corporations.

With a leadership team boasting decades of expertise in finance, technology, and compliance, LiquidTrust™ has built a global payments infrastructure capable of moving funds across 200+ countries. While Micro Escrow™️ is launching with an initial focus on global SMB B2B transactions, the company’s broader vision includes expanding to domestic payments, replacing traditional letters of credit, and even securing consumer transactions.

Backed by leading investors and financial institutions, LiquidTrust™ is setting a new standard for trust in payments—giving entrepreneurs and business owners the confidence to pursue new opportunities without limits. Learn more at www.liquidtrust.io.

– Official press release can be found in the Press section of our website –